Business & Commerce: Litigation to Obtain Monies Owing and Overdue | Theresa Forrest, Paralegal
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Business & Commerce:

Litigation to Obtain Monies Owing and Overdue



Last Updated: August 22 2026

Question: What can I do in Ontario to recover an unpaid invoice or overdue debt if the debtor is not paying?

Answer: In Ontario, you can usually start by documenting the debt and attempting direct negotiation to get payment without legal action.  If that fails, a paralegal at Theresa Forrest, Paralegal can help you issue a formal demand and, where appropriate, prepare next steps that may include warning of potential litigation and organizing evidence for collection or recovery.  In some situations, your matter may involve regulated debt collection activity under Collection and Debt Settlement Act, R.S.O. 1990, c. C.14, and Theresa Forrest, Paralegal can coordinate with approved recovery services where relevant.  For a practical plan tailored to your invoices, loans, or unpaid accounts in Ontario, call (519) 902-4223.

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Outstanding Debts, Overdue Loans, Unpaid Accounts, etc.

Business & Commerce: Litigation to Obtain Monies Owing and OverdueWhen you are owed money, whether you are a individual person or a business, there are several legal avenues that you may explore to recover the funds due. Initially, direct negotiation is often the preferred method as such offers a chance for an amicable resolution without legal involvement; however, if this approach fails to yield the desired results, it may become necessary to engage the services of a legal professional. An experienced legal professional can assist in drafting and sending formal letters warning of pending litigation which serve as a stern reminder of financial obligations and imminent legal action.

Note: Please contact Theresa Forrest, Paralegal by phone at: (519) 902-4223 to discuss any specific questions that you may have.

In certain circumstances, Theresa Forrest, Paralegal may work with a collection recovery business as registered with the Collection and Debt Settlement Act, R.S.O. 1990, c. C.14, as well as other debt collection services including private investigators and licensed bailiffs.

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Theresa Forrest, Paralegal

1374 Savannah Drive, Suite 24
London, Ontario,
N5X 4R2
 
P: (519) 902-4223
E: info@forrest.legal

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