Can I Sue If An Insurance Company Undervalues a Claim?
When An Insurance Company Is Engaging In Wrongful Coverage Denial, Professional Insurance Knowledge Including Skilled Advocacy May Uncover Options and Possibilities That Push An Insurance Company Into Reconsidering.
Understanding the Rights and Duties of Insureds and Insurers Within Insurance Relationship Dealings
Standing up to fight against an insurance company requires specialty knowledge that helps to equalize the power imbalance that otherwise exists whereas an insurance company has the deep pocket financial resources to hire lawyers, forensic experts, among others, along with the internal staff that understands the applicable insurance principles and relevant legal statutes. These resources provide the insurance company with a significant advantage just when the insured bringing a claim needs help.
Insurance Law Cases Include:
Wrongful Coverage Denial
Involves insurance policy interpretation concerns.
Insurance Broker Errors & Omissions
Involves mistakes by professional insurance advisors.
Wrongful Coverage Valuation
Involves improper depreciation and other calculations.
Involves accusations of providing false information.
Undue Delays In Claim Process
Involves slowly progressing or excessive investigation.
Fraudulent Conduct Allegations
Involves accusations of false or exaggerated claims.
Your Situation May Need Professional Assistance If:
- Your insurance company is declining your claim;
- Your insurance company is offering to pay too little for your claim;
- Your insurance company delayed your claim in bad faith;
- Your insurance broker failed to fully review your coverage needs;
- Your agent failed to arrange adequate coverage resulting in an underinsured loss; or
- Your coverage terms such as premiums or deductibles unjustly changed.
Even in situations where all is being well looked after by insurance coverage, assistance in reviewing the final settlement release documents may be available before signing-off of further claim rights.
Assistance may also be available in providing Commissioner of Oaths services to commission sworn declarations including the Proof of Loss documents that finalize the claims process.
Indemnification is Compensation as Reimbursement A fundamental principle to the law applicable to insurance matters is the requirement that insurance...Learn More
The Compulsory Automobile Insurance Act mandates insurance coverage for those who operate an automobile, whether as owner or lessor. Failure to carry properly...Learn More
As professionally trained experts, insurance brokers owe a duty of care to clients to diligently arrange insurance coverage and shop for competitive pricing.Learn More
When a third party person causes harm it is unlikely that the insurer of the third party person played a role in causing the harm. Accordingly, naming the...Learn More